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Federal Student Loan

What happens if I default on my federal student loan?

It is extremely important not to default on any loan, and defaulting on a federal student loan will impact your credit history. Eventually, your wages may be garnished as a result of defaulting on a student loan. However, if you feel you may have to default, or if you are already in default, you should contact your lending company for counseling. 

Get more information on loan defaults 

If you want to send something to my office, address it to: Congressman Tom Latham, 2447 Rayburn HOB, Washington, DC 20515. If you would like to call my office toll free, that number is 866-428-5642. If you are in Washington, D.C. and want to call, try 202-225-5476. And if you would like to fax us something, please fax it to 202-225-3301.